BNP Paribas Leasing Solutions finances the real economy by supporting its partners and clients with equipment financing solutions that help partners and clients preserve cash flow and favour usage over ownership, accelerating the shift toward a more sustainable economy. Active across key sectors such as agriculture, construction, IT, and transportation, the company works directly with partners or through the bank’s commercial and personal banking network to drive economic development and business transformation.
More than 298,000 projects financed in 2025, amounting to €15.5 billion. The total amount of its assets under management, at the end of December 2025, was €38.8 billion.
BNP Paribas Personal Finance is a major player in consumer credit in Europe. Under its various commercial brands, it offers a full range of consumer loans through a variety of distribution channels. BNP Paribas Personal Finance develops an active partnership strategy with major retail brands, Original Equipment Manufacturers and dealer networks, e-merchants and other financial institutions. Moreover, the financing of clean mobility and home improvement are two major pillars of its development strategy.
BNP Paribas Personal Finance provides support for households in the energy transition, with €4.3 billion dedicated to home improvement and €9.5 billion devoted to sustainable mobility in 2025.
On top of its traditional online brokerage business, BNP Paribas Personal Investors offers its individual clients a wide range of banking, credit and savings services, as well as short and long-term investment solutions. This business also provides innovative digital services as a custodian bank to independent financial advisors and asset managers. BNP Paribas Personal Investors is present in Germany through three brands: Consorsbank, DAB BNP Paribas and BNP Paribas Wealth Management Private Banking.
More than 2 million clients and €169.4 billion in assets under management.
As the digital bank of BNP Paribas, Hello bank! makes life easier for its customers. In France, it supports more than a million clients, with a comprehensive range of services for individuals – current account, credit, savings, insurance and stock market investments – and a dedicated offer for professionals. With competitive rates, it ranks among the top three cheapest banks in France.(4) Hello bank! also operates in Belgium, Germany (through the Consorsbank brand) and Italy.
3.8 million clients in Europe.
Since its integration into BNP Paribas in 2017, Nickel has offered a current account available within five minutes from its partner tobacconists or Nickel Points (more than 13,000 across Europe at the end of 2025). Its clients can pay and be paid via a simple and inclusive offer based on four values: universality, simplicity, usefulness and kindness. On the strength of its digital model and a local distribution network in France, Spain, Belgium, Portugal and Germany, Nickel maintained a sustained rate of client acquisition throughout the year.
More than 4.9 million individual customer accounts opened since its launch in 2014.(5)
As a key player in fintech, Floa develops payment facilities and innovative financial services (such as “Buy Now Pay Later”) for consumers, retailers and fintechs. Its technological expertise enables it to guarantee simplified and secure payments, both online and in-store. Among the sector leaders in France, Floa is also present in Spain, Belgium, Netherlands, Italy and Portugal.
More than 4 million clients and over 20,000 e-commerce partners and points of sale.
Based on the One Bank for Corporates approach, Cash Management (#1 in Europe for large corporate clients), Trade Finance (#1 in Europe) and Factoring (#1 in Europe), operating in synergy with the Global Banking business line of the Corporate & Institutional Banking division, supplement the offering provided to commercial and personal banking corporate clients. For its part, the Wealth Management activity is developing its private banking model in our commercial and personal banking entities.
