+5.8%
This is the average annual growth in Corporate & Institutional Banking revenues since 2016.
Y.G. & O.O.: CIB posted excellent results in 2025, with €19 billion in revenues, up 5.6% on 2024. These results were driven by a record year for Global Markets and Securities Services, as well as by the resilience of Global Banking, which sustained its revenues at the very high level seen in 2024, despite the unfavourable economic and geopolitical environment for the industry and despite falling interest rates. Moreover, we pursued our growth trajectory in a disciplined manner, keeping costs under control with a cost/income ratio that improved by 1.4 percentage points, a cost of risk that remained low, and controlled growth in our risk-weighted assets. Building on these foundations, our pre-tax earnings exceeded €7.5 billion, up 1.2% from a high base in 2024. Looking beyond 2025 alone, our revenues have grown by an average of 5.8% per year since 2016.
Y.G. & O.O.: In an uncertain geopolitical and macroeconomic environment, particularly in EMEA, our course of action is clear. We must remain close to our clients and continue to gain market share by capitalising on our comprehensive and diversified range of solutions, our global organisation, and the Group’s integrated and diversified model. To do so, we will rely on the strength of our platforms and manage our costs and risks to preserve our profitability. We are committed to maintaining excellent service by continuously investing in the resilience of our systems and in artificial intelligence, and in supporting our teams and our clients. We will also step up our “Originate & Distribute” strategy, within CIB and across the Group’s other business lines, and continue to strengthen our relationships with leading investors so they can work alongside us in financing the economy. Furthermore, our new governance structure and the strong commitment of our teams will allow us to further capitalise on CIB and the Group’s diversified and integrated model, which sets us apart from many of our competitors.
Y.G. & O.O.: We have built a model that meets all the needs of our corporate and institutional clients, enhancing our solutions and expertise, where necessary, while continuing to expand our global reach. This approach has made us the partner of choice for our clients, who now regard us as a leading bank. Our clients are at the heart of our model, and our two coverage teams play a key role in fostering synergies across the Group and between CIB’s business lines and those of the CPBS and IPS divisions. We are continuing, for example, to expand our offering with new products tailored to the needs of clients of Commercial & Personal Banking in France, as well as those of BNP Paribas Wealth Management’s premium and family office clients.
Through our unique One Bank for Corporates initiative (see page 45), we back the growth of corporate clients with expert teams, a comprehensive range of services and a strong international network. Our integrated and diversified model is a valuable asset for our clients, who can access all the services they need from a single partner.
