Since its creation in 2000 through the merger of banks rooted in the European and global economy for more than two centuries, the Group has committed itself to supporting its clients and financing the economy, while taking stock of the challenges we face collectively. Driven by this long-term commitment, we create value for both our clients and for the world we live in.
We have built a European leader in banking and financial services, present in 64 countries and territories, with the capacity to advise and support its clients worldwide and generate steady growth.
In Europe, most of our business lines hold key positions, most often among market leaders, such as our asset management, capital markets, private banking and cash flow activities (Cash Management, Trade Finance and Factoring). Our Group has historically been active across four eurozone markets: France, Italy, Belgium and Luxembourg. As a leading international player, it also operates in several other countries in Europe and the Mediterranean region, and boasts a strong presence in the Americas and Asia-Pacific.
BNP Paribas can count on the commitment of its more than 180,000(1) employees to support all its clients – individuals, entrepreneurs, SMEs, large corporate clients, institutional investors and associations – at every stage of the economic cycle. At the heart of our collective momentum, the breadth of our expertise and the cohesion of our teams shape how we respond to our clients’ needs and expectations. We also rely on the stability of our governance bodies, which ensure the long-term management of our strategy for controlled development and responsible growth. These bodies act in the interest of our Group, while listening to our stakeholders. They ensure that every decision is made in accordance with our non-negotiable commitment to ethical responsibility. To address the key challenges of supporting a just and sustainable transition, we are implementing a proactive and ambitious approach to social and environmental responsibility. This is reflected in our commitment to promoting and delivering responsible financing for a sustainable economy.
Our diversified and integrated model is based on our three operating divisions. Their leading positions, coupled with their strong complementarity, provide a comprehensive and coordinated response to our clients’ needs and support our commercial performance. The Corporate & Institutional Banking division brings together corporate clients with financing needs and institutional clients looking for investment opportunities. The Commercial, Personal Banking & Services division encompasses all our commercial and personal banking entities and a number of specialised businesses. The Investment & Protection Services division houses our protection, savings, investment and real estate services. By combining our global footprint with their local presence, our three divisions provide a wide range of products and solutions across all our regions. Thanks to the strong cohesion and synergies across our business lines, we can offer a comprehensive response to our clients’ changing needs and practices. Thus, we roll out solutions at scale, notably in three rapidly expanding cross-cutting areas: payments, savings and mobility.
This resilient model, which derives its execution strength from the close integration of all our areas of expertise, gives us a tangible competitive advantage and ensures that our clients receive long-term support at every stage of their development. BNP Paribas also stands out for its considerable financial strength, as illustrated by the scale of its balance sheet, its Common Equity Tier 1, its revenues and its net income (see our financial indicators on pages 32-33).
