MOBILITYIntensifying the roll-out of new solutions
Sustainable mobility is a key growth driver at the heart of our strategic plan. BNP Paribas Mobility, which brings together all of the Group’s business lines involved in the mobility ecosystem, supports and finances the transition of players in the automotive sector, while continuing to implement alternative mobility solutions for all. Here is an overview of our structural progress.
Through our diversified and integrated model, we operate across the entire value chain to support our clients in their transition to more sustainable, safer and more accessible mobility. Under the BNP Paribas Mobility brand, we draw on our in-depth knowledge of mobility issues to offer a comprehensive range of services to meet the needs of all players in the automotive ecosystem, from manufacturers to end users. Notably, we enter into distribution agreements to make sustainable mobility solutions available to our partners’ customers. In this context, via BNP Paribas Mobility, we entered at the end of 2024 into exclusive negotiations, with La Banque Postale Consumer Finance, a subsidiary of the La Banque Postale Group, to create and implement a white label mobility offer for its individual customers. This partnership provides for the creation of a complete digital platform based on the technical foundation of Mobility4you, launched by Arval, BNP Paribas Personal Finance, BNP Paribas Cardif and Commercial & Personal Banking in France (CPBF), in October 2023, for CPBF’s customers. The all-in-one platform will support La Banque Postale’s customers by offering them new and used low-emission vehicles, combined with white label associated leasing (long-term leasing and leasing with option to buy) and insurance solutions, provided by the BNP Paribas Mobility entities: Arval, BNP Paribas Personal Finance and BNP Paribas Cardif. Commercialisation is expected in early 2026. For its part, Mobility4you will continue to grow by accelerating its deployment and use for CPBF’s and Hello bank!’s clients in the summer of 2025.
STRENGTHENING SYNERGIES BETWEEN THE MOBILITY AND ENERGY SECTORS
With the increasing adoption of electric vehicles by its customers in Europe, the number of batteries to be recharged daily is increasing, while offering new and important storage facilities for wind and solar energy. With the launch of Arval Energy, Arval is developing synergies between the mobility and energy markets to facilitate access to closer, cheaper and more environmentally friendly energy. In this context, Arval is the first and only leasing company to join Smart Energy Europe (SmartEn), a professional association that promotes the transition to clean energy.
PROMOTING SOFT MOBILITY FOR EMPLOYEES
Arval also offers its corporate clients turnkey solutions to facilitate the management of their employees’ commuting costs with the Mobility Pass, launched in several countries through various partnerships. Within the limits of a budget allocated by their employer and available directly on their pass, each employee can pay for their soft mobility journeys: public transport, bicycle rental, carpooling, etc.
INVESTING TO DECARBONISE THE TRANSPORT SECTOR
Under the BNP Paribas Mobility banner, Arval and BNP Paribas Personal Finance are now among the investors in Shift4Good, the largest independent venture capital fund dedicated to decarbonising the transport sector. The two players aim to support start-ups working towards more sustainable mobility.
59%This is the percentage of European companies that have already implemented at least one alternative technology (hybrid electric vehicles, plug-in hybrids, battery-powered vehicles, etc.) in their fleets of cars intended for their employees.
Source: Fleets and mobility survey 2024, Arval Mobility Observatory.
BNP Paribas Mobility contributes to the acceleration of the EVVE project
Launched in 2021, under the leadership of the EDF Group and supported by the European Union Innovation Fund, the Environmental Valorization of Virtual Energy storage (EVVE) project aims to demonstrate that by storing low-carbon electricity, electric vehicles can not only contribute to the reduction of CO2 emissions, but can also contribute to the balance of the electricity grid by storing the energy produced in excess or supplying the sites in demand. To do so, it aims to roll out 800 two-way charging stations across Europe. As part of the Arval Energy initiative and through the BNP Paribas Mobility brand, BNP Paribas Leasing Solutions and Arval have joined forces with six other partners to accelerate the project.