2024 integrated report

OUR 2024 RESOURCES

Human

Nearly 178,000⁽¹⁾ employees, including more than 144,000 in Europe

99% employees completed at least four training courses during the year

Nearly 133,000 employees have completed at least one training course in sustainable finance through our Sustainability Academy, since its creation

Technological

Over 800 artificial intelligence use cases under production

Our Digital, Data & Agile Academy contributes to the reinforcement of skills (upskilling) and the acquisition of new ones (reskilling)

A growing pool of 1,200 APIs⁽³⁾ handling over 1,390 million transactions per month

Financial

€11.7bn in net income, Group share

€134.1bn in equity

€480bn in immediately available liquidity reserve⁽⁴⁾

A 12.9% Common Equity Tier 1 ratio

OUR 2024 VALUE CREATION

For our clients

Daily and long-term support for our clients (individuals, corporate clients and institutional clients), in 64 countries and territories, on all continents

€900bn in outstanding customer loans

€1,035bn in customer deposits

€1,377bn in assets under management

For our employees

€14bn in fixed and variable remuneration, incentive bonuses and profit-sharing paid

39% women in the SMP (Senior Management Position) population

More than 20,000 Group internal recruitments

4.5% of the Group’s shares held by employees

For our shareholders and investors

A €4.79 net dividend per share⁽⁵⁾

A €67bn market capitalisation

For society and the environment

€6.4bn in taxes paid

A budget of over €76m for the Group’s philanthropy

5 million beneficiaries, since 2022, of products and services supporting financial inclusion

1,338,394 hours spent on solidarity initiatives by the Group’s employees in 2023 and 2024

Nearly 17,000 external hires on permanent contracts at the Group

€179bn dedicated to supporting our clients in the transition to a low-carbon economy since 2022

€285bn in assets under management in BNP Paribas Asset Management open-ended funds distributed in Europe, classified as Article 8 or 9 according to the SFDR⁽⁶⁾

76% of our stock of energy production financing dedicated to low-carbon energies, as at the end of September 2024

€5.4bn dedicated, since 2022, to financing companies contributing to protect terrestrial and marine biodiversity

Figure as at 31 December 2024. The number of employees is reported in Full-Time Equivalents (headcount in proportion to their working time) on permanent or temporary contracts, excluding employees on unpaid leave. This figure has been rounded.
For CPBS, revenues include 100% of Private Banking in commercial & personal banking (excluding PEL/CEL effects).
Application Programming Interfaces.
Liquid market assets or eligible assets in central banks (counterbalancing capacity), taking into account prudential standards, notably US standards, minus intra-day payment system needs.
Subject to approval by the Annual General Meeting of 13 May 2025.
The European Sustainable Finance Disclosure Regulation (SFDR) identifies funds according to their sustainability potential. The Article 8 classification concerns funds declaring that social and/or environmental criteria are taken into account. The Article 9 classification concerns funds with a sustainable investment objective.