This diagram presents our strategic plan.
Strong ambitions
- Growth: Continued profitable growth by leveraging the Group’s leading positions in Europe
- Technology: Technology for optimised client/employee experience and operational performance
- Sustainability: Accelerated mobilisation of the Group’s business lines on sustainable finance issues
Fuelled by a powerful model
- Leading European platforms
- Strategically aligned to best serve clients and partners
- With the full benefit of our integrated and diversified operating model
Built on three strengths
- Technology and industrialisation at the heart of our model
- Deployment of sustainable finance and ESG at scale
- Development of employees’ potential and engagement
In order to
- Foster organic growth
- Gain market shares
- Develop new opportunities
- Generate economies of scale
OUR 2025-2026 TRAJECTORY
REVENUES(1)
>+5%COMPOUNDED ANNUAL GROWTH RATE FOR THE 2024-2026 PERIOD
JAWS EFFECT(2)
~+1.5ptON AVERAGE PER YEAR FOR THE 2024-2026 PERIOD
COST OF RISK
<40bpsIN 2025 AND 2026
NET INCOME, GROUP SHARE
>+7 %COMPOUNDED ANNUAL GROWTH RATE FOR THE 2024-2026 PERIOD
EARNINGS PER SHARE(3)
>+8%COMPOUNDED ANNUAL GROWTH RATE FOR THE 2024-2026 PERIOD
ROTE(4)
- 11.5% IN 2025
- 12% IN 2026