BNP Paribas can count on the commitment of its nearly 183,000 employees to support all its customers - individuals, community associations, small businesses, SMEs, large corporates and institutional investors - at every stage of the economic cycle. At the heart of our collective dynamic, the sum of our expertise and the cohesion of our teams feeds our responses to the needs and expectations of our customers. We also rely on the stability of our governance bodies, which guarantee the management of our strategy over the long term, with the objective of controlled development and responsible growth. Our governing bodies act in the joint interest of our Group and our stakeholders. They ensure that every decision is marked by our intangible demand for ethical responsibility.
To meet the key challenges of environmental protection, regional development and social inclusion, we pursue a proactive approach to social and environmental responsibility. This is reflected in our commitment to promoting and rolling out sustainable finance, with a view to building a low-carbon and inclusive economy.
Our diversified and integrated model is based on our three operating divisions. Their leading positions and their considerable complementarity drive our overall performance. Corporate & Institutional Banking brings together corporate clients with financing needs and institutional customers looking for investment opportunities. Commercial, Personal Banking & Services encompasses all our commercial & personal banking and a number of specialised businesses. Investment & Protection Services gathers our protection, savings, investment and real estate services.
By combining our global footprint with their local presence, our three divisions provide a wide range of products and solutions across all our regions. The synergies among all our business lines and our ability to meet the changing needs and uses of our customers in a coordinated way give our business model its distinctive, high-performance character. Resilient in all environments and drawing its power of execution from the strong integration of all our areas of expertise, this model gives us a tangible competitive advantage in all our markets and ensures that our customers receive long-term support at every stage of their development. BNP Paribas also stands out for its financial strength, as illustrated by the scale of its balance sheet, its market capitalisation, its Common Equity Tier 1 capital, its revenues and its net income.
