2023 Integrated Report

A diversified and integrated model to create value

A diversified and integrated model to create value

Thanks to the solidity of our Group and the strength of our diversified and integrated model, we support our customers and society in general by drawing on our teams, our resources and our expertise. Our commitment to them extends over the long term and in all phases of the economic cycle. By leveraging our leading business platforms and our unique position as a European leader, we create value and support the development of a sustainable economy.

OUR STRENGTHS

  • A European leader with global reach operating in 63 countries and territories
  • 182,656(1) committed employees worldwide
  • Broad diversification by customer segment, geography, sector and business line
  • Solid capital structure with €128.9bn in equity
  • Cooperation between business lines to meet all our customers’ needs
  • Technology and innovation at the heart of our model with over 750 artificial intelligence use cases under production in 2023
  • A leading group in sustainable finance, world leader in ESG bonds and loans in 2023, for an amount of US$62.5bn(2)

OUR DIVERSIFIED AND INTEGRATED MODEL

Comprehensive and long-term client-centric approach
  • Solid financial structure
  • Integrated platforms and approaches
  • Sector diversification and prudent risk management
  • Corporate & Institutional Banking (CIB)
  • 40,005 employees(3)
  • Revenues(4) €16.5bn
  • Commercial, Personal Banking & Services (CPBS)
  • 101,456 employees(3)
  • Revenues(4) €26.6bn
  • Investment & Protection Services (IPS)
  • 18,501 employees(3)
  • Revenues(4) €5.6bn

OUR GTS 2025 STRATEGIC PLAN

Growth, Technology, Sustainability