2022 integrated report

Offering our customers solutions at scale with current transitions

Giving meaning to loans and investments

With impact financing, Commercial & Personal Banking in France enables companies to integrate the achievement of environmental, social and governance (ESG) objectives, which can be measured each year, into their bank loans starting at €100,000. When the target level of ESG performance is obtained, the company benefits from an interest rate subsidy on its financing, based on the sustainability-linked loans model.

For its part, BNP Paribas Real Estate launched ”Pierre Impact”, its first real estate fund with a positive social impact, in partnership with Cedrus & Partners. SRI(1) certified and distributed in unit-linked products, it invests mainly in residential real estate, as well as in solidarity real estate to fight against poor housing in France, alongside Solifap, the solidarity investment company of the Abbé Pierre Foundation.

(1) Socially responsible investment.

A 100% secure digital personal file

In collaboration with the start-up i-Hub, in which it took a stake in 2020, BGL BNP Paribas offers its customers the possibility of creating a digital personal file, free of charge, to store and modify their identification data and supporting documents in a fully secure digital environment. Accessible from the home menu of the BGL BNP Paribas Web Banking application, the i-Hub solution facilitates updates by informing its users as soon as any data or a document needs to be updated. Finally, i-Hub allows you to share your personal file with companies or administrations also using the platform. Time saving and a smoother experience for clients.

METAL 57 building, Boulogne-Billancourt, France.

With METAL 57, the real estate of the future is already here

2022 saw the delivery of the METAL 57 building, the new head office and showcase for the sustainable real estate innovations of BNP Paribas Real Estate, with 9 certifications and labels. With its opening onto the city, its auditorium, its rooftop dedicated to biodiversity and its vegetable garden, it aims to be a living place and a full-scale think tank. METAL 57 is the restructuring and extension of the last Renault plant located in Boulogne-Billancourt, designed by the architect Dominique Perrault. The project received the SIMI(1) Grand Prix 2022 in the “Renovated building or Particularly innovative redevelopment” category and the MIPIM(2) Award 2023, in the “Best refurbished building” category. Among the many services on offer, METAL 57 offers BNP Paribas Real Estate employees a “Mobility Hub” designed in collaboration with Arval to reduce the environmental impacts of travel. Users can book a soft mobility solution with the Arval Mobility app that encourages bicycle, scooter and car sharing for professional or personal use.

(1) Business property fair. (2) The largest international market for real estate professionals.