2022 integrated report

Accelerating our transformation at scale with challenges of our time

Our solutions

  • Everyday banking
  • Payments
  • Advisory
  • Financing
  • Investments
  • Savings
  • Protection

Our value creation

For all our stakeholders: customers, shareholders and investors, employees, partners and suppliers, local authorities, regions and civil society.

Promoting useful innovation for our customers (Individuals, small businesses, SMEs and mid-caps, large companies, institutional clients, community organisations)

Nickel: ~ 3 million
accounts opened since its creation in France, Spain, Belgium and Portugal and a development in Germany in 2023

Targeted acquisitions 
enabling us to offer our customers innovative services: Kantox for foreign exchange risk management and FLOA for split payment

294 million
monthly connections to mobile apps(5) (+14.1% compared to 2021)

Encouraging sustainable growth for the economy

€223bn
in assets under management in BNP Paribas Asset Management open-ended funds classified as article 8 or 9 according to the SFDR(6)

€28.2bn 
in financing of low-carbon energy production(7) at the end of September 2022, already nearly 20% higher than that for fossil fuels production(8)

€32bn 
in sustainable bonds issued for customers at the end of 2022(9)

Developing our contribution to society

€74.1m 
budget for the Group’s corporate philanthropy in 2022 (including an exceptional €15.1m dedicated to support for the people of Ukraine)

€7.2bn 
in taxes paid in 2022

Nearly 1,000 
employees committed to mentoring

1,126,142 hours 
in solidarity initiatives carried out by employees for community organisations (#1MillionHours2Help) in 2021 and 2022

(1) As of 31/12/2022, this number includes employees from each of the three divisions presented above, as well as employees from the central functions. (2) Bloomberg, book runner in volume at 31/12/22. (3) The number of employees is reported in Full-Time Equivalent (headcount in proportion to their working time) of paid employees with a Permanent Term Contract or Fixed Term Contract, excluding employees on unpaid leave. (4) For CPBS, revenues include 100% of Private Banking (including PEL and CEL effects in revenues). (5) Scope: private individuals, professional and Private Banking customers of commercial and digital banks, Nickel and BNP Paribas Personal Finance. (6) Figure at 31/12/2022; funds distributed in Europe. The European Sustainable Finance Disclosure Regulation (SFDR) identifies funds according to their sustainability potential. The article 8 classification concerns funds declaring that social and/or environmental criteria are taken into account. The article 9 classification concerns funds with a sustainable investment objective. (7) Renewable, biofuel and nuclear. (8) Oil refining, gas extraction/production, oil extraction/production, coal. (9) Cumulative amount of all types of sustainable bonds 2022-2025 (total amount divided by the number of book runners).