2022 integrated report

A diversified and integrated model to create value

Accelerating our transformation at scale with challenges of our time

A diversified and integrated model to create value

A diversified & integrated model to create value

Thanks to the solidity of our Group and the strength of our diversified and integrated model, we support our customers and society in general by drawing on our teams, our resources and our expertise. Our commitment to them extends over the long term and in all phases of the economic cycle. By leveraging our leading business platforms and our unique position as a European leader, we create value and support the development of a sustainable economy.

Our strengths

European group with global reach
operating in 65 countries and territories

Broad diversification
by customer segment, geography, sector and business line

Cooperation between business lines
to meet all our customers’ needs

A leading Group in sustainable finance
#1 worldwide in green bonds in 2022,

for the equivalent of €18bn(2)

Committed employees
with 193,122(1) people worldwide

A solid financial structure
with €126.6bn in equity

Technology and innovation at the heart of our model
with 670 artificial intelligence use cases deployed in 2022

Our diversified and integrated model

This diagram shows the diversified and integrated model.
  • Solid financial structure
  • Integrated platforms and approaches
  • Sector diversification & prudent risk management
Comprehensive and long-term client-centric approach 
Commercial, Personal Banking & Services (CPBS)
  • 113,905 employees(3)
  • €28.3bn Revenues(4)
Investment & Protection Services (IPS)
  • 18,809 employees(3)
  • €6.7bn Revenues(4)
Corporate & Institutional Banking (CIB)
  • 38,256 employees(3)
  • €16.5bn Revenues(4)

Our GTS 2025 strategic plan

  • Growth
  • Technology
  • Sustainability