Seville, Spain.
Our distinctive model is the foundation of our performance
Our diversified and integrated model is based on our three operating divisions, whose leading positions and real complementarity underpin BNP Paribas’ overall performance. Corporate & Institutional Banking connects the funding needs of corporate clients with the investment opportunities sought by institutional clients, by providing them with tailor-made solutions. Investment & Protection Services groups our savings, investment and protection solutions, and real estate services, while our Commercial, Personal Banking & Services division pools our commercial banking networks and several specialised business lines.
By combining our global footprint with a local presence, our three divisions deploy a wide range of solutions in all our regions. The cohesion between all our business lines, and our ability to respond in a coordinated manner to the changing needs and practices of our customers, give our model its distinctive and high-performance character. Resilient in all environments and drawing its power of execution from thorough integration between all our areas of expertise, this model is the guarantee of a tangible competitive advantage for our Group in all its markets, and the assurance for our customers of support over the long term at all stages of their development.
BNP Paribas also stands out for its strong financial solidity: the weight of its balance sheet, its market capitalisation, its level of tier one capital (Common Equity Tier 1), its performance in terms of revenues and net income. Its low cost of risk also reflects responsible, prudent, proactive and long-term management.
A distinctive and high-performing model
A customer-centric model
The Group’s long-term approach is powered by deep relationships with clients and relies notably on strong risk management.
An integrated model
Thanks to the collaboration between all its businesses and its global connectivity, the Group provides complete coverage of client needs and accompanies clients in their development.
A diversified model
The Group’s diversification in terms of client segments, regions, sectors and businesses ensures great stability.
A model at scale
The Group’s development and expansion is bolstered by digitalisation and new technologies that allow for powerful execution at marginal costs.