2021 INTEGRATED REPORT

Building a collective dynamic

Our indicators and ratings

OUR KEY INDICATORS

FINANCIAL INDICATORS	2019	2020	2021
Group revenues	Group revenues 2019€44.597bn	Group revenues 2020€44.275bn	Group revenues 2021€46.235bn
Net income Group share	Net income Group share 2019 €8.173bn	Net income Group share 2020 €7.067bn	Net income Group share 2021€9.488bn
CET1 Ratio: Common Equity Tier 1 ratio⁽¹⁾	CET1 Ratio: Common Equity Tier 1 ratio ⁽¹⁾2019 12.1%	CET1 Ratio: Common Equity Tier 1 ratio ⁽¹⁾2020 12.8%	CET1 Ratio: Common Equity Tier 1 ratio ⁽¹⁾202112.9%
Group’s outstanding loans	Group’s outstanding loans 2019 +5%	Group’s outstanding loans 2020 +4.4%	Group’s outstanding loans 2021+0.2%
Net earnings per share⁽²⁾	Net earnings per share ⁽²⁾2019 6.21	Net earnings per share ⁽²⁾2020 5.31	Net earnings per share ⁽²⁾20217.26⁽³⁾
Net dividend per share	Net dividend per share 2019 0.0 ⁽⁴⁾	Net dividend per share 2020 2.66 ⁽⁵⁾	Net dividend per share 20213.67⁽⁶⁾
Liquidity reserve⁽⁷⁾	Liquidity reserve ⁽⁷⁾2019 €309bn	Liquidity reserve ⁽⁷⁾2020 €432bn	Liquidity reserve ⁽⁷⁾2021€452bn

Common Equity Tier 1 (CET1), fully loaded Basel 3. Solvency ratio. Capital Requirements Directive (CRD 4).
Based on the average number of shares outstanding during the fiscal year.
Based on net income Group share adjusted for interest on Undated Super Subordinated Notes deemed equivalent to preferred shares issued by BNP Paribas SA and treated as a dividend for accounting purposes.
Following ECB/2020/19 recommendation of the European Central Bank of 27 March 2020 on dividend distribution policies during the Covid‑19 pandemic, the distribution of €3.10 per share initially proposed at the Annual General Meeting of 19 May 2020 was appropriated to “Other reserves”
€1.11 distributed following the approval of the Shareholders’ Combined General Meeting of 18 May 2021, plus €1.55 distributed following approval by the Ordinary General Meeting of 24 September 2021, taking into account only the distribution of the 2020 dividend.
Subject to approval by the Annual General Meeting of 17 May 2022, taking into account only the distribution of the 2021 dividend and not taking into account the share buyback programme of €900m, executed between 1 November and 6 December 2021.
Liquid market assets or eligible to central banks taking into account prudential standards, notably US standards, minus intra‑day payment systems needs.

SOCIAL INDICATORS	2019	2020	2021
Changes in workforce (Full‑Time Equivalent)	Changes in workforce (Full‑Time Equivalent) 2019 198,816	Changes in workforce (Full‑Time Equivalent) 2020 193,319	Changes in workforce (Full‑Time Equivalent) 2021189,765
Number of permanent contracts	Number of permanent contracts 2019 96%	Number of permanent contracts 2020 96%	Number of permanent contracts 202198%
Proportion of open positions filled by internal candidates	Proportion of open positions filled by internal candidates 2019 38%	Proportion of open positions filled by internal candidates 2020 48%	Proportion of open positions filled by internal candidates 202142%
Percentage of employees trained on an ethics and conduct‑related issue	Percentage of employees trained on an ethics and conduct‑related issue 2019 95.4%	Percentage of employees trained on an ethics and conduct‑related issue 2020 97%	Percentage of employees trained on an ethics and conduct‑related issue 202198.7%
Percentage of employees with disabilities compared to the total workforce	Percentage of employees with disabilities compared to the total workforce 2019 2.17%	Percentage of employees with disabilities compared to the total workforce 2020 3.05%	Percentage of employees with disabilities compared to the total workforce 20213%
Percentage of women in the population in key SMP (Senior Management Positions)	Percentage of women in the population in key SMP (Senior Management Positions) 2019 29%	Percentage of women in the population in key SMP (Senior Management Positions) 2020 31%	Percentage of women in the population in key SMP (Senior Management Positions) 202132%
Share of women in the Group’s total workforce	Share of women in the Group’s total workforce 2019 52%	Share of women in the Group’s total workforce 2020 52%	Share of women in the Group’s total workforce 202152%
Gender equality index for BNP Paribas SA, based on five criteria set by the French government (gender pay gap, annual pay rises and promotions, increases in maternity leave, presence of women among the highest‑paid employees of the company).	Gender equality index for BNP Paribas SA, based on five criteria set by the French government (gender pay gap, annual pay rises and promotions, increases in maternity leave, presence of women among the highest‑paid employees of the company). 201987 points/100	Gender equality index for BNP Paribas SA, based on five criteria set by the French government (gender pay gap, annual pay rises and promotions, increases in maternity leave, presence of women among the highest‑paid employees of the company). 202087 points/100	Gender equality index for BNP Paribas SA, based on five criteria set by the French government (gender pay gap, annual pay rises and promotions, increases in maternity leave, presence of women among the highest‑paid employees of the company). 202187 points/100
Number of collective agreements signed	Number of collective agreements signed 2019 310	Number of collective agreements signed 2020 355	Number of collective agreements signed 2021293

SOCIAL AND CIVIC INDICATORS	2019	2020	2021
Support (financing, investments on behalf of the bank and third parties) to associations and Social and Solidarity Economy enterprises	Support (financing, investments on behalf of the bank and third parties) to associations and Social and Solidarity Economy enterprises 2019€6.2bn	Support (financing, investments on behalf of the bank and third parties) to associations and Social and Solidarity Economy enterprises 2020 €6.3bn	Support (financing, investments on behalf of the bank and third parties) to associations and Social and Solidarity Economy enterprises 2021€6.8bn
BNP Paribas’ annual philanthropy budget	BNP Paribas’ annual philanthropy budget 2019€44.5m	BNP Paribas’ annual philanthropy budget 2020€104.1m^*	BNP Paribas’ annual philanthropy budget 2021€53.5m
Social inclusion: number of Nickel accounts opened	Social inclusion: number of Nickel accounts opened 2019 1.5m	Social inclusion: number of Nickel accounts opened 2020 1.9m	Social inclusion: number of Nickel accounts opened 20212.4m

* This exceptional increase is due to the commitment of all BNP Paribas entities around the world since the start of the international health crisis.

ECONOMIC AND ENVIRONMENTAL INDICATORS	2019	2020	2021
Amount of corporate financing contributing to the energy transition and to sectors considered as contributing directly to the achievement of the 17 United Nations Sustainable Development Goals (SDG)	Amount of corporate financing contributing to the energy transition and to sectors considered as contributing directly to the achievement of the 17 United Nations Sustainable Development Goals (SDG) 2019 €180bn	Amount of corporate financing contributing to the energy transition and to sectors considered as contributing directly to the achievement of the 17 United Nations Sustainable Development Goals (SDG) 2020 €188bn	Amount of corporate financing contributing to the energy transition and to sectors considered as contributing directly to the achievement of the 17 United Nations Sustainable Development Goals (SDG) 2021€244bn
Total amount of Sustainability‑Linked Loans (SLL) signed	Total amount of Sustainability‑Linked Loans (SLL) signed 2019 €6.2bn	Total amount of Sustainability‑Linked Loans (SLL) signed 2020 €9.4bn	Total amount of Sustainability‑Linked Loans (SLL) signed 2021€23.4bn
Total assets managed by BNP Paribas Cardif, BNP Paribas Wealth Management and BNP Paribas Asset Management^*	Total assets managed by BNP Paribas Cardif, BNP Paribas Wealth Management and BNP Paribas Asset Management ^*2019€1,123bn	Total assets managed by BNP Paribas Cardif, BNP Paribas Wealth Management and BNP Paribas Asset Management ^*2020€1,165bn	Total assets managed by BNP Paribas Cardif, BNP Paribas Wealth Management and BNP Paribas Asset Management ^*2021€1,271bn
Amount of SRI‑certified funds managed by BNP Paribas Asset Management	Amount of SRI‑certified funds managed by BNP Paribas Asset Management 2019 €63bn	Amount of SRI‑certified funds managed by BNP Paribas Asset Management 2020 €85bn	Amount of SRI‑certified funds managed by BNP Paribas Asset Management 2021€220bn
Amount of financing for renewable energies	Amount of financing for renewable energies 2019 €15.9bn	Amount of financing for renewable energies 2020 €17.8bn	Amount of financing for renewable energies 2021€18.6bn
Reduction of total greenhouse‑gas emissions related to the proper functioning of BNP Paribas per Full‑Time Equivalent (compared with 2012)	Reduction of total greenhouse‑gas emissions related to the proper functioning of BNP Paribas per Full‑Time Equivalent (compared with 2012) 2019 -27.7%	Reduction of total greenhouse‑gas emissions related to the proper functioning of BNP Paribas per Full‑Time Equivalent (compared with 2012) 2020 -42.4%	Reduction of total greenhouse‑gas emissions related to the proper functioning of BNP Paribas per Full‑Time Equivalent (compared with 2012) 2021-53.3%
Total amount of green bonds placed by BNP Paribas	Total amount of green bonds placed by BNP Paribas 2019 €9.8bn	Total amount of green bonds placed by BNP Paribas 2020 €10.8bn	Total amount of green bonds placed by BNP Paribas 2021€22bn

* Including distributed assets.