Leading wealth and asset management business lines
BNP Paribas Cardif
A leader in insurance partnerships, BNP Paribas Cardif designs, develops and markets savings and protection offers to insure people, their projects and their assets. With more than 500 distribution partners, it helps policyholders carry out their projects while protecting them against unforeseen events. As an actor with strong commitments, BNP Paribas Cardif is a member of both the Net‑Zero Asset Owner Alliance and the Climate Action 100+ collaborative initiative that is mobilising to strengthen its positive impact on society and take action to make insurance more accessible.
Net income before tax: €1.4bn in 2021
BNP Paribas Wealth Management
BNP Paribas Wealth Management meets all the wealth and financial needs of wealthy individual customers, shareholder families and entrepreneurs. BNP Paribas Wealth Management continues to reinforce its sustainable products and services offering, notably through the roll out of the Clover rating methodology. This internal ESG (Environmental, Social and Governance) scoring tool made available to our clients, progressively covers all asset classes and constitutes a unique decision support on the market.
With €422bn in assets under management in 2021, BNP Paribas Wealth Management is a world‑leading private bank and the leading private bank in the eurozone (in assets under management)
BNP Paribas Asset Management
BNP Paribas Asset Management provides investment solutions to individual savers, corporate clients and institutional investors and offers specific expertise: active strategies with high conviction, emerging markets, multi-asset investments, private debt and liquidity solutions. Committed to sustainable investment since 2002, its priority is to deliver long-term and sustainable investment returns to its clients.
Ranked 9th in the 2021 Global Top 10 Responsible Investment Brand Index (RIBI), in line with its new strapline: “The sustainable investor for a changing world”
BNP Paribas Real Estate
With a wide range of services, BNP Paribas Real Estate supports its clients — institutional investors, owners, corporate clients, local authorities, individuals, etc. — during all stages of the real estate asset life cycle: development, transaction, consulting, expertise, investment management and property management. It operates in all asset classes, from offices to housing, including hotels and retail spaces.
Operating in 30 countries, including direct operations in 11 countries in Europe
BNP Paribas Principal Investments
BNP Paribas Principal Investments manages BNP Paribas’ portfolio of unlisted and listed industrial and commercial investments to support growth among European midcaps. The private equity investment strategy was opened to our clients in 2021 with the launch of the BNP Paribas Agility Capital fund. BNP Paribas Principal Investments also manages a portfolio of minority stakes in innovative companies related to the ecological transition. This strategy is accessible to our clients in 2022 through the launch of the BNP Paribas Solar Impulse Venture fund, in partnership with the Solar Impulse Foundation.
The ambition of our division is to make BNP Paribas a European reference in sustainable savings, investments and protection. In a changing environment, we will combine the strength of our integrated model, the depth of our in‑house expertise and the power of technology to accompany our customers in the evolution of their needs.
VISION
With the launch of the GTS 2025 strategic plan, Investment & Protection Services (IPS) aims to become a leading European player in sustainable savings, investments and protection. To this end, the division aims to:
- Offer a full‑fledged set of services and solutions with a strengthened distribution network;
- Be tech‑savvy in all businesses (digital, agile and efficient);
- Be a reference in ESG.
STRATEGY
With the development of an enhanced offer for its customers and partners, IPS is aiming for growth in all its business lines. To strengthen its positions and seize new growth opportunities, this offer is based on three strategic priorities:
- Accelerate financial savings development;
- Capture growth in private assets;
- Strengthen leadership in sustainability, with systematic embedding in client journeys.
To achieve its objectives, IPS relies on four levers:
- Making the most of the Group’s integrated model;
- Taking digitalisation, data and AI to the next level;
- Continuing the adaptation of its ways of working;
- Pursuing the optimisation of its operating model.