2021 INTEGRATED REPORT

A diversified and integrated model that creates value

OUR SOLUTIONS

  • Everyday banking
  • Advice
  • Financing
  • Investments
  • Savings
  • Protection

OUR VALUE CREATION

for all our stakeholders: customers, shareholders and investors, employees, partners and suppliers, local authorities, regions and civil society by:

Promoting useful innovation for our customers

(individuals, small businesses, SMEs, large companies, institutional clients, community organisations)

  • 172 million connections monthly to mobile apps(3) in Q4 2021 (+25.4% compared to Q4 2020) i.e., on average, more than 25 contacts per month
  • Nickel: 2.5 million individual customers(4) and 6,500 points of sale (as of early 2022).
Encouraging sustainable growth for the economy
  • €814bn in customer loans
  • €221bn in assets under management considered sustainable(5)
  • Increase in financing mobilised for clients, at the global level in the credit, bond and equity markets (more than €410bn; +2.8% compared to 2020)(6)
Developing our contribution to society
  • €12.2bn in taxes paid in the last two years (2021 and 2020), of which €5.3bn were paid in France
  • €53.5m budget for the Group’s corporate philanthropy in 2021
  • #2 worldwide in sustainable bonds with €46.1bn(6) and #1 in euro denominated sustainable bonds with €29.4bn(6) in 2021
  1. The number of employees is reported in Full‑Time Equivalent (headcount in proportion to their working time) of paid employees with Permanent Term Contract or Fixed Term Contract, excluding employees on unpaid leave.
  2. Recomposed 2021 historical data.
  3. Scope: private individuals, professional and Private Banking customers of commercial or digital banking in Europe (including Germany) and Nickel ‑ on average in Q4.
  4. Since its creation in France.
  5. BNP Paribas Asset Management European open funds classified in Articles 8 and 9 as defined by the Sustainable Finance Disclosure Regulation, figures as at 31/12/21.
  6. Source: Dealogic as at 31/12/21, bookrunner in volume, proportional amounts.